taronelios - Zero-based budgeting aligned with your values

Acceptance of Terms

By accessing this website, submitting inquiry forms, scheduling consultations, or otherwise engaging with our services, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions. If you do not agree with any part of these terms, you should not use our website or services. Your continued use constitutes ongoing acceptance of these terms as they may be modified from time to time.

Definitions

For clarity and consistency throughout these terms, the following definitions apply:

We, us, our, and taronelios refers to taronelios.com and its operators, employees, consultants, and authorized representatives who provide financial consultation services focused on zero-based budgeting methodologies.

You, your, and client refers to any individual or entity accessing our website, submitting inquiries, requesting information, or engaging our consultation services in any capacity.

Services refers to all consultation offerings, recommendations, frameworks, support, and guidance we provide related to zero-based budgeting, values alignment, expense control, and related financial topics.

Website refers to taronelios.com including all pages, content, features, functionality, and related online presence operated by us.

Proper Use of Services

Our services are provided for personal informational and consultation purposes. You agree to use our website and services lawfully and in accordance with these terms. We reserve the right to refuse service, terminate consultations, or restrict website access at our discretion if we believe usage violates these terms or applicable laws.

Eligibility

Our services are intended for individuals aged 18 years or older who are legally capable of entering into binding contracts. By using our services, you represent that you meet these eligibility requirements and that all information you provide is accurate and truthful.

If you are accessing services on behalf of an organization, you represent that you have authority to bind that organization to these terms.

Your Responsibilities

As a user of our website and services, you have certain responsibilities:

Provide accurate, complete, and truthful information when submitting forms, communicating with us, or participating in consultations to ensure we can provide appropriate recommendations.

Maintain confidentiality of any login credentials or account access information, and promptly notify us if you suspect unauthorized access to your information.

Use recommendations and frameworks responsibly, recognizing that implementation results depend on your circumstances, commitment, and actions beyond our control.

Respect intellectual property rights, confidentiality, and professional boundaries in your interactions with our team and use of materials provided during consultations.

Prohibited Uses

You may not use our website or services for any of the following purposes:

Any unlawful purpose or in violation of local, state, national, or international laws or regulations applicable to financial services or consulting.

Transmitting or distributing viruses, malware, or other malicious code that could damage, interfere with, or compromise the security of our systems or other users.

Attempting to gain unauthorized access to systems, accounts, or data through hacking, password mining, or any other unauthorized means.

Impersonating any person or entity, falsely representing affiliation with us, or providing false information during consultations or communications.

Using our content, recommendations, or proprietary methodologies for commercial purposes, redistribution, or resale without express written permission.

Intellectual Property Rights

All content on our website including text, graphics, logos, frameworks, methodologies, consultation materials, and other resources are owned by or licensed to us and protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without explicit written permission. Limited personal use during and following consultations is permitted for implementing recommendations provided to you.

Content You Provide

When you provide information through forms, emails, consultations, or testimonials, you grant us permission to use that information to provide services, improve offerings, and as described in our Privacy Policy. We may use anonymized, de-identified information for statistical or illustrative purposes.

Your Rights to Content

You retain ownership of personal information and financial details you share during consultations. However, you grant us a license to use this information to provide services. Frameworks and recommendations we develop based on your information remain our intellectual property, though you have permission to implement them personally.

Privacy and Data Protection

Your privacy is important to us. We collect, use, and protect personal information in accordance with our Privacy Policy and applicable Australian privacy legislation including the Privacy Act 1988. By using our services, you consent to data collection and use as described in the Privacy Policy, which is incorporated into these terms by reference.

Read Privacy Policy

Service Disclaimers and Limitations

Please read these disclaimers carefully as they limit our liability:

No Guarantees of Results

We provide recommendations and consultation services focused on zero-based budgeting methodologies, but we cannot and do not guarantee specific financial outcomes. Results vary significantly based on individual circumstances, commitment to implementation, financial situation, and factors beyond our control. Past performance doesn't guarantee future results.

Limitation of Liability

To the maximum extent permitted by Australian law, we are not liable for any indirect, incidental, consequential, or punitive damages arising from your use of our website or services, including but not limited to financial losses, implementation difficulties, or outcomes different from anticipated. Our total liability is limited to the amount you paid for consultation services.

Indemnification

You agree to indemnify and hold harmless taronelios.com, its operators, employees, and consultants from any claims, damages, losses, or expenses including legal fees arising from your use of services, violation of these terms, or infringement of any rights of others.

Dispute Resolution and Governing Law

We are committed to resolving any disputes fairly and efficiently:

Arbitration

Any disputes arising from these terms or use of our services shall first be addressed through good faith negotiation. If negotiation is unsuccessful, disputes will be resolved through binding arbitration in accordance with Australian arbitration laws rather than through court litigation.

Arbitration is conducted by a neutral arbitrator and provides a streamlined alternative to traditional court proceedings while maintaining fairness for both parties.

Online Dispute Resolution Platform

For certain consumer disputes, you may have access to online dispute resolution platforms provided by Australian consumer protection authorities. We will cooperate with such processes when applicable and required by law.

Australian Consumer Law Information

Severability

If any provision of these terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary so that the remaining terms continue in full force and effect.

Entire Agreement

These terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and taronelios.com regarding use of our website and services, superseding any prior agreements or understandings.

Governing Law and Jurisdiction

These terms are governed by the laws of Australia and the state or territory in which our primary operations are located. You agree to submit to the jurisdiction of courts in that location for any disputes that cannot be resolved through arbitration.

Termination

We reserve the right to terminate or suspend your access to our website or services immediately, without prior notice, for any breach of these terms or for any other reason at our discretion. Upon termination, your right to use the services ceases immediately.

Modifications

We may revise these terms at any time by updating this page. Material changes will be communicated through website notice or email to active clients. Your continued use of services after changes take effect constitutes acceptance of the revised terms.

Contact Information for Terms Questions

If you have questions about these terms and conditions, please contact us:

Email Address: content@taronelios.com

Phone Number: +61380462951

Mailing Address: 373 Bay Street, Port Melbourne, VIC 3207 Australia

Terms and Conditions of Service